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CyberTrader.co.za can only be used for the sourcing of information. A general principle regarding investments is that an investment with a below average level of risk in terms of capital or income loss, will deliver a lower return than an investment with a higher level of risk. Investments with a higher level of risk are also usually exposed to a higher level of risk in terms of capital and income loss. The investment environment is a volatile one: Higher return generally involve higher risks, Lower returns generally involve lower risks.